Personal Finance

Pros and Cons of H&R Block

If you’re not familiar with what H&R Block is, it’s a tax system with more than 120,000 tax professionals to help people prepare their tax returns. It’s an excellent option for those who value reasonably priced tax prep services as well as speed and convenience.  But is it all sunshine and rainbows, or are there …

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Pros and cons of a Bridge Loan

Pros and Cons of Bridge Loans

Bridge loans are a type of short-term borrowing where an owner of a property borrows money against the equity of that property. Ideally, when selling your home, the money you receive can help fund your new home, but since the timing and logistics of this do not always work out, a bridge loan can exist …

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Pros and cons of payday loans

Pros and Cons of Payday Loans

Over 12 million Americans take out a payday loan every year, paying a staggering $9 billion in fees.   What is a payday loan? It is a small amount of money loaned to someone with the agreement that the loan will be paid back with interest upon the person’s next payday. Often referred to as “cash advances,” …

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Pros and cons of plea bargains

Pros And Cons Of Plea Bargains

Plea-bargaining is a standard procedure in courts. In a plea bargain, the Prosecutor makes an agreement with the defendant through the defense attorney. Generally, the Prosecutor will make some concessions to the defendant, like dropping some charges or reducing the sentence. In exchange, the defendant agrees to plead guilty to either a lesser crime or …

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